Buy the car.
Insure the journey.
Every vehicle you buy on AutoMobile can be covered end-to-end during transport. If it’s damaged between the seller’s driveway and yours, we pay for repair or replacement. No fine print, no deductible on approved claims.
If your car is damaged during transport, AutoMobile pays for full repair — or replaces the vehicle up to the covered value.
Priced by vehicle value.
One-time fee per transport. No monthly commitment.
- Door-to-door coverage during transport
- Zero deductible on approved claims
- Damage from collision, weather, or handling
- Loading and unloading protection
- Claim resolution within 14 business days
- Everything in Standard
- Priority claim handling (48-hour response)
- Loaner vehicle allowance up to $75/day
- OEM parts guarantee for repairs
- Trip diversion coverage
- Everything in Premium
- Enclosed trailer transport only
- White-glove handling — no forklifts
- Dedicated claims concierge
- Full agreed-value payout (no depreciation)
- GPS tracking during entire transit
What’s covered
1. Coverage window
Insurance activates the moment the transporter takes possession of the vehicle from the seller and ends at delivery signature at your address. All events between those two timestamps are covered.
2. Covered incidents
- Collision, rollover, or tip during transport
- Damage from other vehicles, road debris, or dropped objects
- Weather-related damage (hail, flooding, wind)
- Fire and theft during transit or overnight stops
- Loading and unloading damage (winch scrapes, strap marks, ramp impacts)
- Total loss — full replacement value up to your tier’s cap
3. Not covered
- Pre-existing damage documented at pickup inspection
- Mechanical breakdown unrelated to transport handling
- Personal items left in the vehicle
- Acts of war, nuclear incidents, or intentional damage by the buyer
4. How to file a claim
- At delivery, take photos of the vehicle from all four sides before signing
- Mark any new damage on the bill of lading, refuse to sign clean receipt
- Email claims@automobile.direct with photos and BOL within 48 hours
- Standard tier: resolved within 14 business days · Premium: 48-hour response · Exotic: dedicated concierge
- Approved claims pay directly to your repair shop, or as cash if you prefer
5. Refunds & cancellation
Coverage is refundable in full up to 24 hours before scheduled pickup. Once transport begins, the policy is non-refundable — but you can transfer it to a different vehicle purchase within 60 days.
6. Underwriting & legal
Coverage is issued by AutoMobile Insurance Services in partnership with A-rated (AM Best) underwriters. Not available in all provinces/states. Full policy document sent by email after purchase. Governed by the laws of Ontario, Canada.
Pick a coverage tier above, or browse the marketplace to find your next car.